Archive for June, 2018

Travel Tips for Business Travelers: First-Timers! Read it!

The life of business travelers is not easy. You have to go to another city or country and keep in your head a lot of different things. In addition to the stress, you can also face many health risks. So, have you an idea about how to make your business trip better? Probably, you may try to follow some helpful tips, following your way from start to finish. So, start making your trip better right now and right here! A good executive car can help you to travel all over the city without any difficulties. What else?

Pointing Africa on globus

 

BEFORE YOU TRAVEL

Apps to Download

TripIt: This app can be useful on the go, to plan your trip and book tickets. There is also a paid version of the app that includes more useful tricks, allowing to find the best ticket flights for a good price.

Expense Report App: This useful app can help you to make expense reports. Just make a photo of your bill and don’t worry if you lose it.

Airline App: This is the app to keep your flight information, prices, boarding details and more.

Rental Car App: Rental24h.com helps you to find a car from different car vendors for your trip, whenever you go.

Hotel App: This app is very important to find a good hotel in the city you are going to visit and book the room beforehand. Check-in, check-out, payment details, parking, everything you can find in the app.

OpenTable: if you feel hungry, you may use the app to find a good restaurant near your place, learn prices and make reservations.

Samsung Galaxy S6

 

TRAVEL TIPS

  1. Watch your travel documents and keep them in order

This tip seems to be obvious. Of course, you have always watch your travel documents on the go. If you cannot find your passport, you may get stuck between the countries! What an awful situation! The passport should have all necessary visas and meet all requirements to cross the borders of the country. Pay attention to it! If you do need a visa for your next trip, think about it beforehand. The process is not fast, as a rule.

  1. Think of travel insurance

The worst thing you could have is getting sick on a business trip. Of course, it may happen and you’d better to think about it beforehand. You can eat something bad or get virus. It is important to have a good travel insurance in order to get medical assistance.

  1. Find a good hotel to stay

Of course, you may stay in a hostel, but this is not the best variant for a business traveler. If you have a long working day running here and there over the city in business, you need a quiet comfortable place to take a sleep. You may find a good hotel of business class or apartments. The best variant for all travelers is booking an apartment suit, especially if your trip lasts for a week or more. You feel more comfortable in a quiet room with a cozy bed and pleasant interior. The breakfast may be a good bonus.

|| OBSERVE || HOSPITALITY || Poznań || Poland || Urban Life || The Sheraton Hotel || Part Of Our Poland Tour 2012 ||

 

  1. Working wi-fi

It is not a pleasant thing to be disconnected from wi-fi. There are many things you have to keep in your mind during your business trip: check e-mail, send a message, use Google applications. It is better to ask beforehand if wi-fi is available in your hotel or business meeting hall. Otherwise, you should go to the nearest cafes looking for wi-fi connection. It is not very comfortable.

  1. Pack wisely

Packing is always an important point of your business trip. It’s not a holiday, but business vacation. Try to think of what you have to dress on your meeting according to etiquette and weather. Try to take a pair of smart pants or a skirt, a couple of tops or shirts, blouse and a beautiful dress for a party. If you have some time for traveling, try to take comfortable clothes for hanging out in the park or climb up the mountains.

Walking The Suitcase

 

  1. Eat healthy and take enough water

You are very busy! You have to attend conferences, parties, business events, meetings. Business banquets are difficult to name a healthy diet. You drink alcohol, eat snacks, but all that good food and all that alcohol aren’t necessarily good, especially if the food differs from the food you used to eat every day. First of all, don’t forget to take your breakfast regularly. Then, don’t drink too much alcohol on the meeting. You need your heap be always fresh!

Business traveling is very interesting activity. Living on the go can be tough, but business travelers often have to travel more and more to make their business acceptable for other countries. There re lot of tips about traveling. Don’t try to keep everything in your hand. There are many useful apps, services, web sites that are ready to take responsibility for you trip, at least for a part of it, while you are busy with your business.

Why Are There More Internet Entrepreneurs Than Ever Before?

For a blossoming entrepreneur, the internet is a tempting place. With a potentially global customer base and with little overhead costs, the barrier for entry is low, and potential return on investment high. Whether you earn enough to cover costs or manage to turn your business into a success will depend on your ability to handle the tactics that come with selling to an audience that you are unlikely to ever meet face-to-face.

Being an internet entrepreneur is more appealing than heading down the traditional business route, as they don’t have the hurdles that most new ventures face. Here are some reasons why becoming an internet entrepreneur is more appealing than ever before.

Incredible Scalability

Every online business isn’t going to automatically become a huge success, relishing in exponential growth. A lot of entrepreneurs start a business online believing that customers will automatically find them and wait for the sales to start pouring in just because they have a small influence on the internet. Whether it’s a traditional brick-and-mortar store or an online business, scaling any business isn’t easy, but online businesses have their advantages as they aren’t restricted to a defined location.

Low Overheads and High Margins

Having an online business will enable you to eliminate some of the large costs that are associated with a business offline. Not only are you able to avoid things such as pricey retail or office space, but you don’t have to tie your money up in stocking inventory. A drop shipping or manufacture to order arrangement can largely reduce your financial investment and allow you to maintain more consistent margins.

Access To a Worldwide Market

The great thing about having an online business is the freedom and ability to run it 24/7. You won’t have any geographical or time barriers, as an online business can generate revenue around the clock. With a well thought out media plan, SEO and paid media strategies, internet entrepreneurs have access to the world, right at their fingertips. They have the luxury of being able to target specific locations and this gives them the upper business hand.

 

Some of these steps may sound simple, but can actually be quite complex. To ensure that you have everything set in place, it is advisable to seek professional advice from corporate solicitors.

 

Know What Is The Features Of Bank Of Baroda Credit Card?

Bank of Baroda is the trustworthy financial company, whose main motive is masses desire. They give you shopping, dining, traveling, and entertainment field privileges along with ultimate gift vouchers.

They offer various products Signature VISA, Platinum VISA, Titanium Master, and Corporate Premium VISA. Let’s check out one by one with their features.

Signature VISA Credit Card

  • For this product joining, annual, and add-on fee Rs 1,000
  • Free accidental coverage
  • It’s acceptable globally

Platinum VISA Credit Card

  • On purchases of Rs 100, you will get one loyalty point
  • You will get up to 3 add-on cards free
  • You will get 100% cashback loyalty points

Titanium Master Credit Card

  • As a joining and add-on fee NIL
  • You will get 30% cash withdrawal limit
  • As an annual Rs 500 fee need to submit

Corporate Premium VISA Credit Card

  • It’s a revolving credit
  • You can have chip security benefit with this
  • As a joining and an annual Rs 2,000 need to pay

What Are The Requirements For Bank Of Baroda Credit Card?

The bank’s conditions are simple you need to show eligibility, KYC, and income proof. If you are fit on the criteria, then nobody can stop you to get instant approval of a card.

Eligibility For A Bank Of Baroda

  • Your age should be as per bank’s norm
  • A regular source of income
  • And a clear previous record

KYC Factor For A Card

  • Identity proof: Any governmental photo ID proof
  • Address proof: Passport, voter ID, and Aadhaar
  • Income proof: Form 16, the latest salary slip, and a copy of income tax return
  • And a recent passport size photograph

What Is The Procedure To Apply For A Credit Card?

The procedure of online application is easy. You need to follow simple steps and fill out the application form.

  • Visit the official site
  • Fill personal-professional details
  • Upload KYC with a recent passport size photograph
  • Share registered email ID or mobile number
  • And click on submit button

How Can You More Utilize Of Credit Card?

You can utilize your bank of baroda credit card for multi-purpose like make payment, view monthly bank statement or more.

Online Payment Option

You can have net banking, mobile banking App, autopay, RTGS, and NEFT services. Before you can operate these sites, need to register yourself and log in with own User ID and password. It’s a secure, easy, and time-consuming method.

View Monthly Bank Statement

The bank can send the report on registered email ID or either check through online banking portal. You get to know the limit, swipe report, expenses, exceeding limit report and more. Through this, can know the CIBIL score, if there is an issue you need to check and try to recover it as early as possible.

Bank Of Baroda Credit Card Customer Care Number

Call on 1800 22 3224 and get all problems solution within a second. You can ask queries, to the bank of Baroda credit card customer care number and get a quick answer. The executives are available by 24*7

How to Write Professional Bio for Employment

It might feel a bit self-centred to write a biography about yourself, but if you do it in third person, it sounds more professional. When you write a bio for work, it needs to be professional and honest. You want to include the important facts about your skills and academic achievements. A lot of people hire biography writers, but it is not that complicated. Here are some tips to help you get started.

Who are you writing for?

If you are trying to get a job out of writing this bio, then you know who your audience will be. Cater your writing for your audience and try to be engaging. Even though this is a professional document, if your audience is free-spirited, adapt it accordingly. Not all companies are created equal and some positions are a little less formal than others. Do your research before you start and always have the readers in mind.

Stick with important facts

We are often tempted to write about irrelevant information because it makes us feel good. Sitting in front of your promotion board biography be ruthless about what info makes the cut. You want to let the readers know that you are ready for the post, without taking them through the smallest achievements. Do not underestimate your level of writing, because faking anything is ever worse.

Show your personality

Professional documents have a way of demanding that we let go of who we are. By showing your personality in your writing, you actually have a better chance of connecting with your audience. This is 101 writing and it even applies to your promotion board bio. Your personality does not have to be goofy or interesting. It just needs to be an honest reflection of who you are.

Recent projects

After you’ve stated who you are and what you achieved, end your bio with some recent projects. If you have not worked on something recently, you can include your latest accomplishments or jobs. This can quickly give an idea of where you are in life right now and can reflect that you are ready for the next step.

Contact information

Don’t be one of those people who write an amazing bio but forget to add contact details. We can get so caught up in the creative side of a bio that contact information can easily be forgotten. Without these important details, the employer is unable to get hold of you. Make sure that your contact information is current and correct.

Proofread

Any written work sent out to the world should be proofread and edited accordingly. A first draft is never perfect, so do not make the mistake of sending out a bio with typos and grammatical errors. This is easily avoidable with a quick proofreading and editing session.

Conclusion

A bio can only be about who you are and what you have achieved. This is not an essay about you how you once saved a dog and should always come across as professional. You do not have to add false information because you will be tested on your stated achievements. It is always better to be employed for who you are, rather than who you pretended to be. Writing a bio should be a fun process and let you know that you have come far.

The importance of home insurance

When it comes to protecting your home, you should go further than making sure the locks are secure and you have a good alarm system. Home insurance is a way of protecting your home from uncertain occurrences and to make sure there are enough fund to cover unexpected accidents or other problems that may arise in your home.

“Home insurance may seem a like a monthly cost you could do without, but as most home owners will attest to, unfortunately there are times when things go wrong and you need some financial support from your insurance company,” said Battersea estate agent, Eden Harper.

The importance of home insurance

Insurance for different occupancy choices

Insurance is as important for you whether you’re a home owner, a BTL investor or a tenant. And, there are different policies for each situation to ensure you’re only paying to cover what you should be.

What needs to be covered by the occupant and/or owner depends on whether or not you live there, own the property or both:

  • Home owner-occupiers’ insurance needs to cover the building and the contents because they are responsible for every part of the property.
  • Property investors/BTL landlords need insurance that covers the building and grounds and possibly some of the contents, but not all of them.
  • Tenants need insurance to cover their own content and nothing more.

Making sure you have the right insurance policy for your situation can help ensure you’re only paying as much as you need to each month, which should help minimise your premium.

“Paying a monthly insurance premium that covers only what you need it to should help keep your monthly housing-related costs as low as possible,” said Reigate estate agent, Robert Leech. “It will also mean that any claims you make should be straight forward as your policy exactly reflects the property and your situation with regards to living there.”

Not just for your peace of mind

While a home insurance policy is there to give you assistance when unexpected problems occur with your home, its not just for your peace of mind. In many cases, mortgage offers come with conditions, one if which can be that you have the right home insurance in place.

The importance of home insurance

The reason? Just as home insurance helps you to protect your home, an insurance policy helps protect the asset your lender is invested in. If a major accident affects your property, that means the value of the property could be negatively impacted. If the value of your property is drastically lowered, then they may not be able to recoup the entire value of the mortgage they agreed to.

By having home insurance, you should be able to make any repairs to your home that are needed which should help it keep its value so that when the time comes to sell, your mortgage lender can be sure of receiving back the entire amount of the mortgage you still owe them.

“Without home insurance you could be in danger of invalidating your mortgage and also leaving yourself homeless, should the worst happen and that’s not a position anybody would wish to be in,” said Andrew Reeves. “Although it might seem like a monthly cost you could do without, you should consider that your home is your biggest asset and as such it needs protecting financially as well as physically.”

If You’re Applying For Cash Loans, Don’t Do These Things

One of the most practical ways to cope with urgent financial issues is a quick loan or cash loan. This type of loan is fast and always reliable – most especially in solving unforeseen financial burden. In case you don’t have the slightest idea about short-term loans yet, basically, this type of loan involves a financial organization or business lends short-term unsecured money to the borrower that is due to be repaid on his or her next payday. It is not unusual for the lending company to require verification of employment from the borrower; however, there are other companies that do not play by this process.

Even if you are the type of person who invests so much of your time and effort in maintaining savings in your bank, you may still find it difficult to cope with unforeseen or emergency expenses. This being said, you should be able to adapt to financial burdens that require urgent decision and action. The economy of the country is relative as of the moment but this should not assure you of financial security. While you can say that you are currently employed, you can still become subjected to crucial financial problems. Hence, it is a must that you always have a Plan B under your sleeves.

Applying for cash loans is quite popular throughout Australia, but this does not mean everyone is aware of how the system really works. There are many borrowers who fall into more serious financial burden just because they fail to plan beforehand. In this regard, if you wish to explore your options when it comes to quick loans, be mindful of your actions and do your best not to commit these mistakes:

Don’t think that your application won’t be approved if you have a bad credit rating.

The popular notion among would-be instant cash loan borrowers is that the lending company will not approve their loan application if they have bad credit. The truth is, many companies lend borrowers cash advance even if they have bad credit. Hence, if you have bad credit, you don’t have to sweat as your application will still be considered by the lending company.

Don’t think you can’t apply for a loan online.

Before the Internet, Australians apply for short-term instant cash loan through physical establishments and lending stores. While this is still widely practiced throughout the country, online applications are likewise being more in demand and deemed more practical. If you do not have the time to visit a payday loan establishment or there’s none in your area, you can always turn to online payday loans. Applying for a payday loan online will not only save you time but money as well as you don’t have to drive yourself to a lending store. The process is fairly easy, and with just a few clicks and verification procedures, you can already get the money you need.

Don’t consider borrowing from questionable companies.

You should know how to draw the line between questionable lending businesses and reputable ones. Even if you are in dire need of money, do not let your guards down and only transact with companies that have a good track record. This advice should be sought especially if you’re planning to apply for a loan from an online company. While there are numerous legitimate lending businesses operating online, there are also questionable ones. It is good practice to verify the company’s track record first before sealing the deal. This will surely give you the peace of mind that you need.

Never make the mistake of ruining your cash loans experience. The last you need in times of financial burden is to create a new one by failing to compose your decisions beforehand.

8 Tips For Better Business Management

No matter what the size of your business, the basic principles of business management applications. By taking a proactive and objective approach to the way that you manage your business, you can ensure that you thrive and succeed in an increasingly competitive business environment. Here are eight useful business management tips to bear in mind.

Being an expert is not enough

You may be an expert in your chosen field, but that doesn’t necessarily translate to business success. Don’t assume that your expertise or enthusiasm for the sector that you work in will be enough to bring the customers flocking in. You will still need to attend to the important basics of administration and marketing if you want your business to succeed.

Get the right people

Be honest with yourself about your areas of expertise. If you are lacking in marketing or accountancy knowledge, don’t be afraid to go out and get that help. You may also benefit from hiring a management consultant. Stan Gershengoren is one example of a new breed of management professional bringing fresh insights and advice to the business world. Educated in the 21st century, Stan Gershengoren and others like him understand and can apply the latest and most powerful management techniques.

Be wary of employing your friends

This might seem like an obvious warning, but you would be surprised how often it happens, though probably less surprised about how often it goes wrong. The employee-employer relationship is fundamentally different from the dynamics of a friendship, and if you aren’t careful, your business and more importantly your relationship with your friend may suffer. The only way that hiring your friends works is if everyone involved agrees to wear different “hats” according to whether you are on work time or outside work.

Don’t rely only on promoting from within

There is something to be said for promoting from within, as it can offer some employees the chance to aim higher than their current role – but don’t be afraid to look outside your organization. Sometimes, the skill set that you need just isn’t there in your existing workforce, and that’s when you need to consider external recruitment.

Consistency, consistency, consistency

If there is one core principle that underpins all the best businesses, it is consistency. Ensuring that your business values are implemented consistently throughout your operation, from logos and letterheads to the way that your staff answer the phone, is the key to enforcing and embedding your brand among customers and potential customers.

Keep on top of cash flow

A common oversight by business owners is a failure to stay on top of their cash flow. No matter how successful your business appears to be, if your cash flow is insufficient, then you will struggle to fulfill those financial obligations such as wages, utility bills and transport costs that are essential to the smooth running of your business.

One way to ensure that your cash flow is under control at all times is to employ the latest in cloud accountancy software. This technology is able to keep track of profits, incomings, and outgoings, and is usually accessible from mobile devices, so business owners have the information they need at their fingertips to make the right decisions.

Say no to what isn’t necessary

The ability to take a realistic approach to your restraints is vital, particularly early on. You may be feeling enthusiastic about your new venture, but taking on clients that you can’t service or making impractical investments is a sure way to hamper your business. When you’re setting up, adopt a practical approach to any potential purchase, from smartphones to office furniture. You want to get the best possible equipment, but you don’t want to be wasting valuable resources. Focus on maximizing efficiency and getting the best return on your investment.

Accountancy you can afford

You can’t avoid the need for accountancy services, but you don’t need to waste money. Modern online accountancy services are able to handle all the needs of a small business, and usually, offer more flexibility than employing a traditional accountant. Online accounting packages also offer business managers instant access to the necessary information, helping you to keep on top of the important financial aspects of your business.

Good business management is about consistency, planning and taking practical steps to balance the need for innovation and creativity with the financial and organizational constraints that limit all businesses. With care and diligence, good business management can ensure that your business not only survives but also prospers and continues to grow in the long term.

Third Party Inspection Services Companies In India

India is a developing country and has many opportunities for business. It has many industries and all have to do the best practice by following the industrial law and compliances. Indian industries are suppliers of many raw materials to the rest of the world. It does imports and makes finished products. The suppliers and manufacturers need to do factory audits, social audits, and quality inspection. This is to see they are following the best practices. It is advisable to hire a third-party inspection to check those qualities. India inspections or inspection services in India are of local and international companies.  

Local Inspection Agency in India

The local inspection agencies are many in India. They are mostly nearby to industrial areas and conduct factory and supplier audits. They are the best for small industries. Their approach may be standard. They will have very few staffs. They are affordable as they are popular with a cheap inspection team.  

Private Inspection Agency in India

The private India Inspections use the modern approach. Few of the agencies are sister concern of major industries. They have a professional team from the industry. They are trained professionals and do all categories on industrial inspection. Few inspection companies are listed in India. They have branches all over India. They are the best medium-sized industries. They serve all sectors.

Multinational Inspection Agency in India

There are many international inspection companies in India. They are the best for big industries. They have an expert team to do diverged inspection activities. They use the modern tools and approach for factory inspection. They serve 24/7, which other agencies do not carry out. They appoint experienced and qualified professionals from India. This will eliminate language barriers. They do one of the best customer services. They are the best for periodic inspection on a contract basis. It is advisable to check their packages and hire for third-party inspection. This is the best too, when an industry is functioning in abroad nations. The MNC inspection company does have branches in major countries.  

Inspection Charges in India

The inspection charges vary with the above-mentioned agency types. The cost of inspection depends upon the criteria and nature of inspection you wish to conduct. They include other charges too. It is advisable to define your needs and check they are ready to do it for you. You can check their pricing and packages on their official website. It will be better to check their reputation before hiring. Yu can do a price comparison online and hire the best inspection service provider in India.

India Inspections follow the best practice as per the Indian industrial standards. You can rely on their tools and finding. This will make sure on quality assurance. You can reduce wastages in your factory. You will not find any quality issues by doing it as the best practices. It is advisable to hire a third party inspection team on contract basis. You can put an agreement and keep them for long-term inspection services. They will give discounts for a long-term association.   

5 Technology Benefits Of Virtual Offices

The American landscape has been transformed by the virtual office. Once a trend, the virtual office has made working remotely more efficient. Among its many benefits, the virtual office offers businesses the flexibility in being able to move from one location to another without the added expense.

However, at the center of the remote office is the technology that makes working in this type of environment so efficient. In addition to the standard office equipment, the virtual office allows businesses access to a plethora of technologies. Servcorp virtual offices, for example, offers businesses world-class amenities in terms of IT services, standard phone services, video-conferencing, and trained staff.

To learn more about the technological benefits of the virtual offices, continue reading below.

IT Services And Trained Staff

Because remote working relies on reliable and secure internet access, the virtual office is one of the best routes to go in setting up your office. Many leading organizations are able to provide professionals with world-class IT services (high-speed Wi-Fi), which include access to email, document sharing and other apps necessary to function. Furthermore, because the information that is transmitted through the internet can be sensitive, these pathways tend to be safer than trying to work remotely independently.

While having technology around is great, you also need professionals around when you have questions, problems, and concerns. Leasing companies provide businesses and professionals with personnel trained in IT and other technologies. A highly-trained staff is important for your business because when technology works it is great, but if even one thing goes awry, you can spend hours even days trying to correct the problem. For a handy IT man, this same problem can be solved in minutes.

Standard Cable And Phone

In addition to being given a business phone number, you have a receptionist who can take calls. Because those who work remotely use the office infrequently, they need to be able to access their phone calls, and sometimes from another location. Depending on the leasing company, you might have access to your messages from anywhere in the world.  Some companies will also provide businesses with the option of giving specific instructions to receptionist by simply filling out a form online.

Video-Conferencing

Another great technological benefit of the virtual office is the fact that many of the conference and meeting rooms come equipped with video-conferencing capabilities. Video-conferencing simply allows professionals to hold meetings in real time but with professionals in other locations. This is extremely essential because by virtue of the remote office professionals do not get the opportunity to engage with each other, and this particular technological tool helps bridge the communication gap.

Co-Working

Depending on your contract, you might have access to using some of the co-working technologies that are a part of the co-working space.  Whether you opt to use a hot desk or dedicated desk, you can spend your time working in the environment. Co-working also has another benefit in that these places tend to be the source of much networking and collaboration.

Conference And Meeting Rooms

Many of these rooms already come outfitted with the latest technologies. Usually, these rooms come fitted out with smart stations that allow you to perform all kinds of tasks. If given a simple presentation, these stations will allow you to use computer technology and a projector to display information. Many of these stations come with audio and access to the internet, and as stated above, these stations come outfitted with video-conferencing capabilities.

Commuting With Confidence

Working remotely has more benefits than disadvantages. However, because of an over-reliance on technology, the virtual office has to have the latest technologies. These technologies make running your remote office efficient and make the overall endeavor one that can be done with confidence.

Know How Citibank Cashback Or Other Bank’s Credit Cards Beneficial For You?

Different banks provide different kinds of cashback products which come to you with various attractive features. Apart from giving you the cashback privileges these also can offer you a list of other benefits as well.

To have the cashback feature, you can use your product for multiple purposes such as online shopping, dining, movies, etc. When you are using your product from any of the reasons, you are eligible to get the best cashback credit cards.

Citibank Cashback Credit Card

  • On movie ticket purchases get 5% cashback
  • On all other spends get 5% cashback
  • Across 2000 restaurants up to 20% savings

American Express Cashback Credit Card

  • On Rs 100 spent utilities, insurance, and cash transaction except for fuel you will get three payback points
  • Over 1200 restaurants enjoy 30% discount and 5% additional cash back
  • And get Rs 3,000 as a welcome voucher

ICICI Bank Coral Credit Card

  • On dining, groceries, and supermarkets and you will get 2* best cashback credit cards
  • Over 800 restaurants across India through Culinary and get minimum 15% savings on dining bills
  • On fuel surcharge every time you refuel and a complete waiver of 2.5%

Why Do You Choose Citibank Credit Card?

Citibank is reputed bank in private sector, which can provide you multiple privileges. With Citibank credit card shop more, dine with family, explore with travel product, and more. You can have a lot more rewards, discounts, fuel, etc.

Citibank Fuel Credit Card

  • At Indian oil corporation outlets save more than 5% on fuel
  • On every spend of Rs 150, you will get one turbo point
  • Get 4* turbo points and enjoy fuel surcharge waiver

Citibank Shopping Credit Card

  • On the card, activation get 2,500 points
  • No joining fee
  • On spending Rs 30,000 or more in a month, and get 300 bonus points

Citibank Cashback Credit Card

  • On purchases of movie tickets, payment of telephone, utility bills and will get 5% cashback
  • On all other spends get 0.5% cashback
  • On dining select restaurants and get 15% discount

Citibank Travel Credit Card

  • On your first spend of Rs 1,000 or more within 60 days of issuance, then will get 10,000 miles or more
  • Cash withdrawal fee at 2% of the amount with a minimum of Rs 300
  • No joining fee

What Are The Conditions We Need To Know For Immediate Approval?

The conditions are simple you need to keep in mind three key factors eligibility, income, and KYC. According to the bank’s norm, you have to fit in this category. Let’s check briefly.

Eligibility For A Citibank Credit Card

  • You should be in 18 years age bracket
  • Should have a regular source of income
  • And a spotless previous history

KYC Factors For A Citibank Card

  • Identity Proof
  • Address Proof
  • Income Proof
  • And a recent passport size photograph

How Can You Apply For A Credit Card?

To apply for a Citibank credit card need to follow simple steps.

  • Visit the official site
  • Fill personal-professional information
  • Upload KYC with a recent passport size photograph
  • Share registered email ID and mobile number

Should You Make Payment Of Credit Cards?

For your payment, you can have net banking, autopay, mobile banking App, RTGS, and NEFT online portal services. To avail the facilities, you can register yourself. After that, the bank will drop an email to your registered ID of your User ID and password.

How To Check Monthly Bank Statement?

The bank will drop an email to your mail, after the completed one-month billing cycle or either you can visit the nearest bank branch and request for a bank statement. Through this, you know the limit, swipe report, expenses, and CIBIL score. In a case, your score is less than 750 than start working on it and upgrade yourself.

What Is Customer Care Number And How It Works?

You feel free to call on toll-free customer care number. Just need one call to the customer care executives and within a second take solution. You can have contact details on the website page.